We the people of the United States, in order to form a more perfect union, establish justice, insure domestic tranquility, provide for the common defense

Everyone gets that this is a huge drag and lots of people are getting hit hard, superfly. But your comments indicate you don't actually understand the scale of potential carnage. Particularly your earlier flippant 'a real threat would be 50% mortality' comment. Only the Black death has ever come somewhat close to that level of mortality and been widespread. On most historical population graphs it's also the only population decline recorded for humans. Think about that no wars ever managed to kill enough people to produce a net population decline. To try and put some perspective rather than pretending 90+% survival is good let's look at the American Civil War about 620,000 dead Americans out of 31 million.
As stated before the natural R0 rate puts herd immunity at 2/3 of the population. The exact death rate remains to be seen, but if we go on the very low side at 1% that still gets us to 2.2 million after accounting for the disease sputtering out. If you scale up the Civil War present size that would be 6.2 million. A 2% death rates produces 4.4 million, and 3% surpasses in everyway.

Undoubtedly you can come up clever sounding comebacks, but that completely misses the point. The fact that a reasonable estimate of not using our 1 tool that works right now to slow the spread gives final death tolls even remotely comparable to the war that killed more Americans by far than any other is horrific.

The amount of money that wouldn't have to go to retirement under the 401K model if people didn't have to self insure against living too long is pretty staggering. It's one of the big reasons pensions are so much more efficient/ cheaper as an investment they can just assume the actuarial average.

On the teaching side, the most recent data is that wealth is the biggest environmental variable on student performance yet most people need to start their families years before they hit peak earning, so it is a pretty common phenomena. The 2008 recession doubled our free/ reduced lunch population over night, including myself back then.